According to the European Climate Neutrality Observatory, “progress on buildings has been far too slow” and achieving the zero-emission building stock by 2050 target means Member States have no time to lose. The recent adoption of two major directives for the European Green Deal (the Energy Efficiency Directive and the Energy Performance of Buildings Directive) has given Member States a framework for reducing emissions and energy use in buildings across the EU, together with new targets, policies and tools. Among other things, both Directives recognise one-stop shops (OSS) as a major tool for boosting home energy renovation. OSS offer an integrated service package that makes the complex renovation process more attractive, simpler and accessible to all homeowners. They all pursue a common objective: boost home energy renovation by supporting homeowners in their renovation journey. Building on the experience and lessons learned ‘in the field’ by the five French Third-Party Financing companies (a specific local OSS model), SERAFIN association drafted key recommendations for Member States wishing to create a dream country for OSS. Here is what Member States should do!

The document aims to achieve the goal of providing a refinancing solution for STF’s building renovation loans. It involves analyzing the business model and operational setup of the “Service Public de l’Efficacité Energétique” (SPEE) in Hauts-de-France, exploring a financial structure to refinance SPEE’s direct loans. The findings highlight challenges in SPEE’s loan origination process, marketing strategy, and loan administration procedures. Additionally, it discusses the potential use of the securitization market for refinancing.

This is precisely the purpose of the methodological guide, which describes the pathways and factors for success, as well as the limits and drawbacks of setting up an integrated home renovation service. The aim of this guide is to present the existing TPFC and their role (part 1), explain how they operate (part 2), and help public players, particularly local authorities, set up a TPFC in their area if the conditions are right (parts 3 and 4). SERAFIN wants to make these elements available to as many people as possible, so that, in a near future, they become the norm in the renovation market.

The final publishable of the H2020 INNOVATE project give an insight into the activities performed during the project lifetime, provides recommendations for one-stop shop newcomers as well es recommendations for all governance levels - local/ regional, national and European.

This inventory developed in the framework of the H2020 INNOVATE project proposes an in-depth analysis of different aspects of the existing pilot models and the services they offer to homeowners.These features, likely to be qualified as "good practice", are described and additional information supporting the setting-up of a one-stop shop are provided. The ultimate objective is to understand the overall functioning of these organisations, to assess their economic sustainability and to evaluate their effectiveness.